💰 Finance & Tax Calculators

Plan loans, check GST and work out salary benefits with free calculators built for India. Every tool shows the formula it uses, so you can verify the result yourself before you decide.

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EMI Loan Calculator

Calculate monthly EMI, total interest payable, and full repayment schedule. Works for home, car, and personal loans.

Finance
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Home Loan EMI Calculator

Calculate housing loan EMI with year-wise amortisation schedule, LTV check and prepayment savings.

Finance · India
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Car Loan EMI Calculator

Work out car loan EMI and down payment, and see what a dealer's flat rate really costs in reducing-rate terms.

Finance · India
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GST Calculator India

Add or remove GST from a price, or get the price without GST. Supports the current 5%, 18% and 40% slabs, plus older rates for earlier bills.

Finance · India
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Gratuity Calculator

Calculate gratuity using the Payment of Gratuity Act formula. Covers the 5-year rule and ₹20 lakh tax-free limit.

Finance · India
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ESI Calculator Online

Employee 0.75% and employer 3.25% ESI contribution with the ₹21,000 wage ceiling check.

Finance · India
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Tip Calculator

Split bill and calculate tip easily. Ideal for restaurants and group outings.

Finance
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Sibling Discount Calculator

Total school or tuition fee after a discount on the 2nd, 3rd and 4th child, and how much you save.

Finance

Which finance calculator should I use?

Start with an EMI calculator before you take a loan. The Home Loan EMI Calculator adds a year-wise repayment schedule and shows what a prepayment saves, the Car Loan EMI Calculator compares flat and reducing rates, and the general Loan EMI Calculator works for personal loans or any custom amount.

Use the GST Calculator whenever a price is inclusive or exclusive of tax: it adds or removes GST and shows the CGST, SGST and IGST split. For salary-linked benefits, the Gratuity Calculator estimates the lump sum under the Payment of Gratuity Act and the ESI Calculator shows the employee and employer share of the ESI contribution.

The Tip Calculator splits a restaurant bill, and the Sibling Discount Calculator works out school fee discounts when more than one child is enrolled.

Guides to read before you calculate

Read the method behind the numbers, with worked examples and official sources:

All guides →

Frequently Asked Questions

Are these finance calculators free to use?
Yes. Every calculator on EzyCalc is free and needs no signup.
Are the results exact?
They follow standard formulas and published rates, but they are estimates. Banks, employers and tax authorities may round differently or add charges, so confirm the final figure with them.
How often are tax rates and limits updated?
Pages that depend on rates or limits, such as GST, ESI and gratuity, note when the rates were last checked. Government rates can change with each budget or notification, so verify against the official source for anything important.